Need an appraisal in Redmond or Deschutes County?
The top 7 reasons Oregon homeowners call on Golden Appraisals LLC:
At Golden Appraisals LLC, we understand the unique needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the usual "products" we deliver to them. Being a consumer that probably doesn't see an appraisal on a regular basis, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Golden Appraisals LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties close by. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Golden Appraisals LLC is your strongest weapon when challenging your property tax assessment.
Appraisals to remove PMIA popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At Golden Appraisals LLC, we're veterans in helping people just like you delete undesirable PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. A professional appraisal from Golden Appraisals LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? Golden Appraisals LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Golden Appraisals LLC can help you with that. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.